Financial Policy

We are committed to providing you with the highest quality of patient care. A clear understanding of our financial policy is important to our professional relationship. Should you have any questions regarding this financial policy, please ask our Office Manager for any clarification you may need.

• All patients must complete the Patient Information forms prior to seeing the doctor
• Full payment or co-payment / deductible is due at the time of service
• We accept Cash, Checks, and Credit Cards
• Any bank charges for returned checks will be added to the balance
• Financing is available through Care Credit

When surgical procedures are scheduled, surgical fees will be discussed privately between you and our Office Manager. Surgical fees will be collected on the pre-operative appointment.

Dr. Azar is not contracted with any insurance companies, with the exception of Medicare. We file insurance claims as a courtesy to our patients. However, this does not release the patient/guarantor of their financial responsibility. Insurance coverage is a contract between you and your insurance company, we are not party to that contract. Because of this, it is the patient's responsibility to know their insurance policy. We do our best to select in-network facilities and physicians but are not always successful. We encourage you to systematically check the provider status prior to any procedure.

Since the financial responsibility always resides with the patient, we want to keep you informed. If 30 days have gone by and your insurance company has not paid, you may wish to call them directly to make sure your account is paid within 60 days. After 60 days, we will no longer pursue your insurance company, but will look to you, the patient, for immediate payment.

As a courtesy to all of our breast cancer patients, we will bill and accept insurance company allowed amounts on all procedures directly related to your breast cancer. There will be an out of pocket expense but we will do everything we can to minimize the amount.

PLEASE READ CAREFULLY: YOUR INSURANCE COMPANY MIGHT NOT FULLY REIMBURSE YOU FOR HOSPITAL ADMISSIONS OR SURGICAL PROCEDURES.